The Layman
Business | Economics | Politics
Finance
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Read time:
3–5 minutesTough times ahead: Some useful money-saving tips
Read More →: Tough times ahead: Some useful money-saving tipsIt takes a no-brainer to realize that South African citizens have a poor savings culture. A large portion of their disposable income is consumed in debt repayments. This is also evidenced by the relatively high ratio of household debt to…
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Read time:
3–5 minutesRand Manipulation: Some Far-Reaching Currency Impacts
Read More →: Rand Manipulation: Some Far-Reaching Currency ImpactsWithout getting into the facts of the matter, currency manipulation has far-reaching effects on the major economic participants such as consumers, businesses, and the government. Some important aspects to note about this topic are stated below. Simply put, the Rand…
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Read time:
2–3 minutesUnpopular Opinion About Interest rates
Read More →: Unpopular Opinion About Interest ratesInterest rates have went up in South Africa with the repo rate sitting at 7% and it might as well be the right time to buy that car or house. Sounds ironic right? Here’s the logic – periods of lower…
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Read time:
2–3 minutesThe cost of living in South Africa: how does it compare a decade ago?
Read More →: The cost of living in South Africa: how does it compare a decade ago?The cost of living in South Africa is undoubtedly skyrocketing. Statistics South Africa (StatsSA) indicated in its 2021 statistics that annual consumer inflation increased to 5.9% in December 2021, the highest in almost 5 years. The factors attributed to the…
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Read time:
3–4 minutes“Junk Status” Explained in Layman terms
Read More →: “Junk Status” Explained in Layman termsLike credit scores, sovereign credit ratings have become a common feature in the credit market and our daily lives. A sovereign credit rating is an assessment of a country’s creditworthiness or ability to repay its debt. The government borrows money…
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Read time:
3–5 minutesAn Overview of Basic Investment Vehicles in Layman terms
Read More →: An Overview of Basic Investment Vehicles in Layman termsWealth generation has become a common buzzword in the 21st century. This is partly due to the high standard of living as well as the fact that individuals have unlimited needs and wants, for which a basic salary or wage,…
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Read time:
2–3 minutesThe Ins and Outs of Buying Shares
Read More →: The Ins and Outs of Buying SharesOne of the greatest lesson history offers is that, in every crisis, there is an opportunity to be sought. Any crisis, be it a financial, health or economic crisis, brings about innovation and collaboration as individuals work together to seek…
Baneng Naape
Columnist
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