The Layman
Business | Economics | Politics
interest rates
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Read time:
3–5 minutesTough times ahead: Some useful money-saving tips
Read More →: Tough times ahead: Some useful money-saving tipsIt takes a no-brainer to realize that South African citizens have a poor savings culture. A large portion of their disposable income is consumed in debt repayments. This is also evidenced by the relatively high ratio of household debt to…
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Read time:
2–3 minutesUnpopular Opinion About Interest rates
Read More →: Unpopular Opinion About Interest ratesInterest rates have went up in South Africa with the repo rate sitting at 7% and it might as well be the right time to buy that car or house. Sounds ironic right? Here’s the logic – periods of lower…
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Read time:
2–3 minutesHow Does A Reduction in the Repo Rate Affect You?
Read More →: How Does A Reduction in the Repo Rate Affect You?When the Repurchase rate (hereafter – repo rate) is reduced, individuals and firms who hold or seek repo-linked loans benefit the most. A reduction in the repo rate simple means that the cost of borrowing has declined. Thus, anyone who…
Baneng Naape
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