Tough times ahead: Some useful money-saving tips

It takes a no-brainer to realize that South African citizens have a poor savings culture. A large portion of their disposable income is consumed in…
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Rand Manipulation: Some Far-Reaching Currency Impacts

Without getting into the facts of the matter, currency manipulation has far-reaching effects on the major economic participants such as consumers, businesses, and the government.…
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Unpopular Opinion About Interest rates

Interest rates have went up in South Africa with the repo rate sitting at 7% and it might as well be the right time to…
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Comments Off on The cost of living in South Africa: how does it compare a decade ago?

The cost of living in South Africa: how does it compare a decade ago?

The cost of living in South Africa is undoubtedly skyrocketing. Statistics South Africa (StatsSA) indicated in its 2021 statistics that annual consumer inflation increased to…
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Comments Off on The economy-wide effects of higher petrol prices

The economy-wide effects of higher petrol prices

The Automobile Association of South Africa recently announced an increase in petroleum prices, citing the combination of a weaker rand and an increase in the…
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Comments Off on “Junk Status” Explained in Layman terms

“Junk Status” Explained in Layman terms

Like credit scores, sovereign credit ratings have become a common feature in the credit market and our daily lives. A sovereign credit rating is an…
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Comments Off on How Does Government Debt Affect You in Person?

How Does Government Debt Affect You in Person?

The government accumulates debt by acquiring loans either from local or international lenders. A certain fraction of government debt is Rand dominated while the other…
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Comments Off on How Does A Reduction in the Repo Rate Affect You?

How Does A Reduction in the Repo Rate Affect You?

When the Repurchase rate (hereafter – repo rate) is reduced, individuals and firms who hold or seek repo-linked loans benefit the most. A reduction in…
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